Showing posts with label tips. Show all posts
Showing posts with label tips. Show all posts

Saturday, 23 April 2016

How to Save Money

Everyone has something that they want to buy but you can't always buy it now because you may not have enough money.  Whether this is a new outfit, a holiday, a new car or even a house, you need to save up to afford it.

They are so many successful ways of saving and using one or a combination will get you to your goal.

Please be aware that I am by no means a financial advisor and I am not regulated by the FCA.  I take a lot of day to day tips from www.moneysavingexpert.com, they have so much help on all aspects of finance.

My steps below will help you on your way;

  1. Set yourself a realistic goal in a realistic time frame so the more you need to save usually the longer it will take
  2. Seek out a suitable place to save your money; either an ISA, bank account with interest, a savings account or a bond
  3. Be consistent in your saving so that you can calculate and predict what you will be getting
  4. Only save what you are able to, meaning don't leave yourself short, you can always add to your savings after your exspenses
  5. Make compromises, if you really want something in the long run you can make short term changes such as having a homemade lunch instead of going to the shop
  6. Keep track; check on your savings to show to yourself that you can achieve your goals although if you are scared you will spend it, check at the end of your goal time

My top tips when saving;

  • Look for the highest interest rates for saving, building societies usually have better rates
  • Spend half, save half method
  • Small amounts each week, for example £5 X 52 = £260
  • An increasing or decreasing amount each month or week e.g £1-£52 a week or in reverse
  • Setup a standing order for the day you are paid straight to your savings account so you can't spend it
  • Pay off any debt first
  • Spread your money as you have up to £75,000 approx compensation for each bank/building society should anything happen with the financial compensation scheme.

Monday, 11 January 2016

Mini Make Up Tips Monday; Eyeliner

You can do so much with eyeliner and make your eyes look different.  I have a signature flick which I have done since I was 14 and I don't look right without it.  Follow my tips to make the most out of your eyeliner;

  1. Let's start with basic black eyeliner this can be put on your lash line to thicken it, on your tight line (upper waterline) and on your waterline to intensify your eyes.  But be careful as too much black can make your eyes look smaller.
  2. To make your eyes look bigger use a white or pale pink eyeliner in your waterline to widen your eyes.
  3. Some liquid eyeliners can look shiny or flake off, to solve this you have 2 options, 1 is to put a kohl black eyeliner or felt liner underneath or pat Matt black eyeshadow on top to mattify.
  4. In order to do my 60s flick I first line my lash line and then use the edge of my eyebrows to guide my flick and try and make it even each side this way.
  5. I also like to use a brown or gold (instead of black) eyeliner on my lower lash line to keep my eyes widened.
  6. When using coloured eyeliner try to stay away from pinks, reds and purples right next to your eye as they can make you look tired so if you want to use these colours, add black eyeliner to your lash line to break up the colour.

P.S to get glowing rings in your eyes use a ring light or this Boots No7 illuminated mirror that I got in the Christmas sales; http://www.boots.com/en/No7-Illuminated-Makeup-Mirror-Exclusive-to-Boots_1527178/